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Featured / 8.24.2026

How to File a Workers’ Comp Claim in Maryland: A 2026 Step-by-Step Guide

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    How to File a Workers' Comp Claim in Maryland: A 2026 Step-by-Step Guide

    Note flagged for the jurisdiction-accuracy pass Ash requested: deadlines, form numbers, and the Commission's current filing procedures should be verified against the Maryland Workers' Compensation Commission's current published requirements before publish. These details change, and this draft shouldn't be trusted as current without that check.

    If you've been hurt at work in Maryland, filing your workers' comp claim correctly, and on time, is one of the most important things you can do to protect your right to benefits. Here's the general process.

    Step 1: Report the injury to your employer right away

    Maryland law requires reporting a workplace injury to your employer promptly. Waiting too long to report can give an insurer grounds to question whether the injury really happened at work.

    Step 2: Get medical treatment and keep records

    See a doctor as soon as possible, and make sure the visit is documented as work-related. Every record matters later if your claim is questioned: every visit, every diagnosis, every work restriction.

    Step 3: File your claim with the Maryland Workers' Compensation Commission

    Your formal claim gets filed with the Commission, generally within a set time limit from the date of injury. Missing this deadline can bar your claim entirely, regardless of how legitimate it is.

    Step 4: Respond to any insurer requests promptly

    The employer's insurer may request additional information, an independent medical exam, or documentation. Insurers often use a slow or incomplete response as an excuse to delay or deny benefits.

    Step 5: Don't let an open claim go quiet

    If your claim is contested, denied, or stalls, don't assume it will resolve on its own. This is often the point where having an attorney involved makes the biggest difference.

    Common reasons Maryland claims get denied

    • Reporting the injury too late
    • Gaps in medical treatment
    • Disputes over whether the injury is actually work-related
    • Missing a filing or response deadline

    What to do now

    • Report your injury today if you haven't already.
    • See a doctor and be clear that the injury is work-related.
    • Keep copies of everything: forms, medical records, correspondence with the insurer.
    • Talk to a lawyer early, especially if anything about your claim feels contested or unclear.

    Frequently Asked Questions

    How long do I have to file a workers' comp claim in Maryland?
    There's a specific filing deadline that depends on the nature of the injury. Confirm the exact current deadline with an attorney or the Commission directly rather than relying on a general estimate.

    What if my employer says my injury doesn't qualify?
    An employer's opinion isn't the final word. You can still pursue your claim with the Commission, and this is exactly the kind of dispute an attorney can help sort out.

    Do I need a lawyer to file a workers' comp claim?
    Not strictly required, but claims that get contested, delayed, or denied often benefit significantly from legal representation, and involving one early can prevent avoidable mistakes.

    *This article is general information about Maryland law, not legal advice, and does not create an attorney-client relationship. Filing deadlines and procedures should be confirmed directly with the Maryland Workers' Compensation Commission or an attorney.*

    Related Resources

    Talk to a Workers’ Compensation Attorney at Portner & Shure

    Every case turns on its own facts, and a short conversation is the fastest way to find out where you stand. Call Portner & Shure at (410) 995-1515 for a free consultation, or contact us online. We have offices across Maryland and Virginia and have recovered over $500 million for our clients.

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