Language : 
Book a Free Consultation
(410) 995-1515
Available 24/7 Free Consultation
(410) 995-1515
Car Accident / 5.14.2014

Columbia, MD Auto Accident Attorney | What You Should Not Do in the Event of an Auto Accident

Table of Contents

    If you've ever taken the time to look at the back of your insurance card, you'll see that the first tip most, if not all, insurance companies give you in the event of a car accident is "Do not admit fault." Some insurance companies use the word "never." This is absolutely crucial as anything you say can and will most likely be used against you. Do not ever admit fault. Even if it is your fault, do not come out and say it. Key phrases to avoid are, "I'm sorry," "I didn't see you there," and "I didn't mean to..." You should absolutely check to make sure no one is injured but do not apologize for the accident even if you think it was your fault. Oftentimes, it's not.

    Provide just the facts to the police officer who arrives on the scene. Stick to the facts and avoid giving any specific details. Ask the police officer who investigates the traffic scene to provide you with a business card and with the incident number, so that you can obtain an accident report. Most officers will provide this information to you, even if you don't ask.

    Call your own insurance company and report the car accident immediately. Your auto liability insurance policy requires that you do this. Just as you did with the officers on the scene, provide only the facts of the accident to the insurance company representative. This includes the date, time, and location of the accident along with the names and addresses of all parties involved. Avoid going in depth and giving details about how or why you think the accident occurred. This is not to say that you should lie to your insurance company. That would be fraud. Just stick to the facts. Do not give a recorded statement, even to your own insurance company, as it is important to understand that you should consult an auto accident attorney before discussing anything related to "fault." An experienced attorney will take control of the case and the release of information.

    Accidents are never an enjoyable experience. It's easy to get overwhelmed and hyper-excited in such situations. Regardless, what you say and what you do immediately after an accident will impact your claim and your premium.

    Share This Story

    Think others could benefit? Share this information and expect more impact.
    Contact Us

    Expect More with
    Portner & Shure

    The legal system can be intimidating, but you deserve more. Expect more guidance, more dedication, and more results from our experienced trial attorneys every step of the way.

    Free Confidential Consultation:
    (410) 995-1515
    Columbia Office
    7226 Lee DeForest Dr,
    Suite 100,
    Columbia, MD 21046
    Map & Directions
    Bel Air Office
    3 Vale Road,
    Suite 100,
    Bel Air, MD 21014
    Map & Directions
    Frederick Office
    5216 Chairmans Court,
    Suite 106,
    Frederick, MD 21703
    Map & Directions
    Glen Burnie Office
    7310 Ritchie Hwy,
    #409,
    Glen Burnie, MD 21601
    Map & Directions
    Richmond Office
    9100 Arboretum Parkway,
    Suite 270,
    Richmond, VA 23236
    Map & Directions
    Raleigh Office
    421 Fayetteville St,
    #1100,
    Raleigh, NC 27601
    Map & Directions
    Salisbury Office
    100 E. Main Street,
    Suite 503,
    Salisbury, MD 21801
    Map & Directions
    Silver Spring Office
    8455 Colesville Road,
    Suite 720,
    Silver Spring, MD 20910
    Map & Directions
    Vienna Office
    8229 Boone Boulevard,
    Suite 100,
    Vienna, VA 22182
    Map & Directions
    The information on this website is for general information purposes only. Nothing on this site should be taken as advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute client relationship.
    uploadmagnifiercross