We see this issue crop up all the time in accident cases--our client suffered significant injuries and their medical bills exceed $100,000, yet the defendant driver's insurance policy has a $50,000 limit. If you are trying to handle your accident case on your own, you may think that you are out of luck and have no way to recover any more money in compensation for your injuries. However, if you hired a lawyer to handle your claim, your lawyer would inform you that you are NOT out of luck.
In a case like the one described above, you have the option to recover more than the policy limits of the defendant driver. Your lawyer will file an under-insured motorist claim (UM/UIM), and by doing so, it allows you to potentially recover more than the policy limits from the defendant personally.
This is just one of the many benefits to hiring an experienced auto accident lawyer to represent you in a car accident case.
If you've been injured in an auto accident, call the experienced attorneys at Portner & Shure for a free consultation today, and rest assured that your attorney will not let your compensation be limited by the policy. Call (703) 734-8790 today!